When Not to Build, Ray Bowman & Eddy Hall. (ISBN 0-8010-1031-4)
An architect telling churches when not to build?!? Absolutely. Bowman & Hall look at the pros and cons of building and of going into debt. As the chart below shows, building will not necessarily have a positive impact on church growth.
In figure 3, the authors show the cost of mortgage interest v. paying cash. This can make a significant difference to the organization's bottom line.
An expanded edition of this book is available through Amazon.com.
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